Ești român sau expat și ai persoane din familie coasigurate la sănătate? Află cum să completezi corect Declarația Unică 2025!

Have you asked yourself what will happen to the health insurance of your spouse or parents who, until now, were co-insured under your name based on your salary income?
Starting August 1, 2025, the law changes radically, and from September 1, they will lose their insured status. You will play an important role if you want them to remain insured under the public health system.
Find out what options you have for correctly filling out the Single Tax Declaration regarding income tax and the social contributions owed by individuals!

What Changes in the Health Insurance System Starting August 1st?

Law 141/2025, published in the Official Gazette on July 25, 2025, and part of the recently adopted fiscal reform package, eliminates the category of co-insured individuals exempt from paying health insurance contributions (CASS).

Several categories of individuals will no longer be exempt from paying CASS, including: spouses, parents without their own income who are dependent on an insured person; individuals on adoption leave or parental leave; members of monastic orders; and those receiving unemployment benefits, among others.

In practical terms, this means that a spouse or parent without independent income will no longer be automatically covered by health insurance simply because you, as an employee, are insured.

These individuals will remain insured for one more month, until September 1, 2025.

Starting August 1, individuals who earn income from salaries can choose to provide health insurance coverage for their dependent spouse or parent by submitting the Single Tax Declaration (Form 212) and paying a contribution equal to 10% of six gross minimum wages. For 2025, this translates into an annual payment of 2,430 lei, which can be paid in two installments, as outlined in Law 141/2025.

WHO CAN BE OPTIONALLY INSURED?

Only the following categories of individuals can be optionally insured by you:

Your spouse, if they have no income of their own
Your parents, if they have no income of their own

HOW MUCH DOES HEALTH INSURANCE COST?

For each dependent person you choose to insure, the health insurance contribution (CASS) is calculated based on six gross minimum wages, which amounts to:

2,430 lei for the year 2025

This amount is determined by applying the 10% health insurance contribution rate to the calculation base of six gross minimum wages, using the minimum wage applicable as of January 1st of the year in which the person is optionally insured.

You can pay this amount in two installments:

25% (607.5 lei) when submitting the Single Tax Declaration
75% (1,822.5 lei) by May 25th, 2026

What do you need to do to ensure someone is covered by public health insurance through the 2025 Single Tax Declaration?

Complete the 2025 Single Tax Declaration (Declaratia Unica), specifically Chapter II, Section 2. The updated form can be found at the following link:
https://static.anaf.ro/static/10/Anaf/Declaratii_R/AplicatiiDec/dclUnica_2025-v1.0.4_01082025.pdf
Submit the completed form to ANAF (the Romanian Tax Authority).
Pay the health insurance contribution (CASS) according to the deadlines set by law.

What happens if you don’t submit the 2025 Single Tax Declaration?

If you don’t complete the process, starting from September 1st, 2025, your spouse or parent will lose their insured status in the public healthcare system. This means:

They will no longer have access to the standard healthcare services covered by the national insurance package.
They will only be entitled to a minimal package, which includes emergency care and possibly a few basic consultations.

DOES FILLING OUT THE 2025 SINGLE TAX Declaration SEEM COMPLICATED? YOU’RE NOT ALONE!

Completing the Single Tax Declaration can be a challenging process—especially if you’re doing it on behalf of someone else. You may find yourself asking:

Which sections do I need to complete?
What happens if I make a mistake?
Do I also need to fill out Section 3 – Summary of Health Insurance Contributions (CASS)?
Where exactly should I submit the form?

BIA HUMAN CAPITAL SOLUTIONS IS HERE TO HELP!

At BIA Human Capital Solutions, we provide full consultancy and support for submitting the Single Tax Declaration for optional health insurance coverage for:

Your spouse
Parents without income

📌 We handle everything for you:

We accurately complete the form
We provide clear guidance on payment obligations and the bank account where the payment should be made

💼 All you need to do is contact us — we’ll take care of the Single Tax Declaration for your dependents. Help protect your loved ones!

Request an offer

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Are you Romanian or an expat and have family members co-insured for health coverage? Find out how to correctly fill in and easily submit the 2025 Single Tax Declaration!